Now live on Android

Ajo, loans & bills —
one super app.

KlikKash is your everyday money companion. Fund your wallet, join Ajo plans, get quick loans, buy airtime & data, and even fund your betting account — all in one place.

Download for Android iOS Version COMING SOON
4.8 rating 50,000+ downloads 🔒 Bank-grade security
Loan approved +₦50,000
🤝 Ajo payout received ₦120,000
📶 2GB data purchased
Good morning, Kenny 👋K
WALLET BALANCE
₦250,000.00
+ FundSendWithdraw
🤝Ajo
💰Loan
📶Airtime
🎯Betting
Today's Ajo — Group A78%
Airtime — MTN-₦1,000
Wallet funded+₦20,000
Ajo contribution-₦5,000
💸 INSTANT FUNDING 🤝 AJO PLANS 💰 QUICK LOANS 📶 AIRTIME & DATA 🎯 BETTING FUNDING 🧾 SMART RECEIPTS 🏦 AGENT TOOLS
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Downloads

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₦ Disbursed

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Active Agents

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Features

Everything money, in one app

From savings to spending, KlikKash handles your everyday money moves.

💸

Instant Wallet Funding

Fund your KlikKash wallet in seconds via bank transfer or card, and start transacting right away.

🤝

Ajo That Works

Join daily, weekly or monthly Ajo plans and collect your payout right on time — no stories.

💰

Quick Loans

Flexible loan plans with fast approval. Repay small-small, stress-free, on your own schedule.

📶

Airtime & Data

Top up any network instantly at the best rates — airtime and data bundles delivered in seconds.

🎯

Betting Funding

Fund your betting account with one tap. No delays, no wahala — your stake lands instantly.

🛡️

Bank-Grade Security

Every transaction is protected with encryption and receipt verification for total peace of mind.

Ajo Savings

Save together,
payout on your turn.

KlikKash digitizes the traditional Ajo system — transparent, receipt-backed, and managed by trusted agents near you.

1

Pick a plan

Choose a daily, weekly or monthly Ajo plan that fits your pocket.

2

Contribute easily

Pay through your KlikKash wallet or manual bank payment — a receipt is generated instantly.

3

Agent verifies

Your agent sees your receipt and approves your Ajo for that day, week or month.

4

Collect your payout

When it's your turn, payout lands in your bank account or KlikKash wallet.

Weekly Ajo — Group A ACTIVE

AAdaeze O.Paid ₦20,000 • Receipt #1042APPROVED
MMusa I.Paid ₦20,000 • Receipt #1043APPROVED
TTunde B.Manual bank payment • reviewing receiptPENDING
Next payout: Tunde B.₦120,000 • this week₦120K
For Agents & Lenders

Run your Ajo business like a pro.

Register as a KlikKash Ajo agent and manage your entire contribution and loan business from your phone.

  • Create your own Ajo plans and loan plans
  • View and edit your plans anytime
  • Add your charges and penalty fees for defaulters
  • Accept payments through KlikKash or manual bank deposits
  • See member receipts before approving Ajo for the day, week or month
  • Disburse Ajo payouts & loans to any bank account or KlikKash wallet
Become an Agent

Agent Dashboard

● ONLINE
Daily Ajo — Market Group₦5,000/day • 12 members
Charge: 5%Penalty: ₦1,000/day
Weekly Ajo — SME Circle₦20,000/week • 8 members
Charge: 4%Payout: Friday
Loan Plan — Small Business10% flat interest • 30 days
EditDefault fee: 2%
🧾 3 receipts awaiting approval →

Get KlikKash today.

Join thousands saving, borrowing and paying smarter. Download the Android app now — iPhone users, hold tight!

Download Android APK iOS Version COMING SOON

Android 8.0 or higher • APK ~28 MB • Free download

1. Download the APK
2. Allow "install from unknown sources"
3. Install & start saving 🎉
🎉 APK download starting… check your notifications!